💳 Payment Policy – NB COOPERATION LTD

Payment Methods

• We accept payments securely via Lopay, which supports major debit/credit cards and bank payments.

• All transactions are processed in GBP (British Pounds) unless otherwise agreed.

Payment Terms

• Payment is due at the time of booking or as agreed in the service contract.

• For larger projects, milestone or installment payments may be arranged in advance.

• Services will only commence once the required payment has been received and confirmed by Lopay.

Secure Processing

• Payments are handled by Lopay’s encrypted and secure system.

• NB COOPERATION LTD does not store or have access to full card or banking details.

Refunds & Cancellations

• Consulting fees are generally non-refundable once services have started.

• If a client cancels before work has begun, a refund may be issued minus any administrative fees.

• Any refund, if applicable, will be returned to the original payment method via Lopay.

Late Payments

• For invoice-based projects, late payments may be subject to interest or service suspension until payment is made.

Receipts & Invoices

• Clients will automatically receive a payment confirmation and invoice  once payment is completed.